Once you have downloaded and installed the Smart-ID application, you need to register an account. Smart-ID works across multiple devices and you can install the app on as many smart devices as you want – just remember that you’ll need to register a new account for each device.
Choose your registration method based on the type of account you want to open:
Smart-ID account will give you full access to all Smart-ID benefits: you can use it to log in to all of your bank accounts, access all other e-services and to give digital signatures. This is the recommended account type for all users including minors.
Smart-ID Basic accounts are limited to online banking only: you won’t be able to log in to other e-services or sign documents. Choose Smart-ID Basic account type only if you’re unable to register a full access Smart-ID, i.e. the only registration method you can use is bank link authentication; you are non-resident/foreigner without a Latvian or Lithuanian national ID number or you want to register an account for a minor just to give them access to a bank account. Read about Smart-ID Basic for corporate clients and if you already have a Basic account, how to upgrade your Smart-ID Basic to full-access Smart-ID.
In order to register your full access Smart-ID account, you:
- must have an Estonian, Latvian or Lithuanian national ID-number
(read more about Smart-ID for new generation Latvian ID number.) - will need to comply with Smart-ID age restrictions
Worth noting: Swedbank registers Smart-ID accounts for non-customers, too. Other banks only provide the service for their customer base.
The issuance of Smart-ID accounts is free of charge for users by SK ID Solutions.
If you are using the help of a bank to register your account then they may charge a fee based on their public price list.
| Estonia | Latvia | Lithuania | |
|---|---|---|---|
| e-Identity: | |||
| ID-card | * | ||
| Mobile-ID | n/a | ||
| Bank offices: | |||
| SEB | |||
| Swedbank | |||
| Luminor | |||
| Biometric identification: | |||
| ID-card | |||
| Passport | |||
| Existing Smart-ID account | |||
| Smart-ID | ** | ** | ** |
| Estonia | Latvia | Lithuania | |
|---|---|---|---|
| Bank link: | |||
| Urbo Bank | n/a | n/a | |
| Bank offices: | |||
| SEB | n/a | n/a | |
| Swedbank | n/a | ||
| Urbo Bank | n/a | n/a | |
| Šiaulių Bankas | n/a | n/a | |
| Existing Smart-ID account: | |||
| Smart-ID | n/a |
How to use the table:
V = Yes, this method is available
n/a = No, this option not available
* = Option available with some limitations
** = Option available with specific limitations, please read more about using your existing Smart-ID to authenticate a new account.
NB! Depending on the registration method, different age restrictions may apply for users younger than 18 years old. Please read more about the requirements for Smart-ID account for minors.
Terms of use, for example transfer limits etc., are set by e-service providers.
* Geographical restrictions might apply.